Underwriting

 
Healthstyle Underwriting
Healthstyle underwriting was introduced to the market place to meet the challenges of a very competitive industry.  Healthstyle recognizes each individual’s unique health and lifestyles.  Since the final premium structure is determined by the individual insurer, we have made a decision to only quote a standard healthy rate premium and if you qualify for better rates you will get them at time of issue.
 
Underwriting
Some Insurance Companies have better underwriting treatment of various conditions than others.  They may have more experience dealing with health issues such as heart, diabetes and weight problems.  What may be “rated” with Company A could be “standard” with Company B BUT usually only if the policy has been submitted to Company B FIRST.  Therefore the choice of the Insurance Company to apply to is an important factor in your choice of company to solve your problem.